Why Top-Up Health Insurance Plans Are Considered a Smart Choice in 2025?
Costs of healthcare in India are continuously rising faster than ever, & a basic health insurance policy is often not just enough to handle the unexpected medical emergencies. This is where top-up health insurance plans can be of great use. They help you to expand your coverage without paying a huge premium. Thus, it is considered as one of the smartest financial protection tools available in today’s time. If you already hold a corporate insurance policy or even a personal plan, a top-up plan acts like a financial cushion very strongly. It gives you the much-needed extra coverage once your base sum insured is exhausted - so you do not end up paying from your pocket even during the times of very serious medical emergencies. Why People in Urban Cities Are Opting for Top-Up Plans? In metros like Delhi NCR, certain medical treatments can be significantly more expensive as compared to other cities. A single hospital admission can wipe out your base policy limit. That is the reason ...